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100 days of the State Program “Affordable Loans 5-7-9%”

462 loans totaling over UAH 283 million and nine partner banks - these are the key results of the implementation of the State Program “Affordable Loans 5-7-9%” as of May 2020.

Agrarians were the most prepared for such a State Program for micro and small businesses. 57% of loans issued by banks participating in the Program were for the agricultural enterprises. Also among active borrowers are representatives of trade and manufacturing businesses which amount to 17%. 

As of May 15,1241 applications were rejected. Among the most common reasons for refusal is the inconsistency of the business plan (26%), insufficient creditworthiness (22%), business reputation (20%).

Today, clients of Ukrgasbank, Oschadbank, PrivatBank, Ukreximbank, Bank Lviv, Bank FUIB, Alliance Bank, Raiffeisen Bank Aval, TAS Combank, Vostok Bank and Kredo Bank can use the support of the State Program “Affordable Loans 5-7-9%”.

It should be recalled that the Government raised the affordable loan limit by 5-7-9% State Program from UAH 1.5 million to UAH 3 million, and also expanded the investment purposes for which an entrepreneur can obtain a loan under the Program.
The Program was also supplemented by an anti-crisis package to support micro and small businesses during the quarantine measures imposed by the government to overcome the COVID-19 pandemic in Ukraine.